Monday, June 04, 2007

Rants and Raves

Insurance companies are the biggest scams ever! They provide no service whatsoever, and instead just suck money right out of my bank account. Anytime I have to file a claim it takes months to get it paid. Not to mention the endless phone calls between the insurance company and me arguing over who should pay for it. Over half of my claims have been denied this year. Why am I getting money taken out of every paycheck if the insurance company refuses to pay for my coverage? What exactly are they covering? The fucking insurance card that has no clout.

Today, I went to pick up my prescription of Allegra. It was a refill and I had called it in a few days ago. I was informed that insurance wasn’t covering this. Are you fucking kidding me? I ask, “Why not?” No answer, just that the code came up that insurance wasn’t paying for this. I’m fucking pissed. When I got it filled the first time, there was no problem, no red flags in the system, so not sure why this time is any different. My doctor has given me unlimited refills until next year and yet insurance would rather have me suffer nasal congestion, sinus headaches, and itchy eyes because my medicine costs them too much money.

I fucking hate them. This means I will spend all of tomorrow morning on the phone with my insurance company, arguing with someone for hours on end about this. I fucking need to marry someone who has a better insurance plan than me or work for the fucking government to get a good plan. Next time I meet a guy, the first thing I’m going to ask him is, “Who is your insurance provider?” And if his answer is United Healthcare, then he can move right along.

2 comments:

KJ said...

Aww, we have United too... they totally suck butterballs. My freakin' specialist co-pay is 35-fucking-dollars! I have to pay $35 everytime I go to the Gyno! I've already been 4 times this year and I'm not even pregnant! What a joke. We need to move to Canada or Australia where they have universal healthcare and everything is paid for by the government at reasonable prices.

Anonymous said...

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